EPL Insurance (Employment Practices Liability)

Employment Practices Liability insurance, or EPL insurance, helps protect a business against certain claims involving employment practices, such as alleged discrimination, harassment, retaliation, or wrongful termination.

EPL coverage is designed for employment-related claims that may not be covered by a standard general liability policy. Coverage, exclusions, limits, and deductibles vary by policy. Employers should review the policy carefully and pair insurance with sound HR practices, documentation, training, and consistent procedures.