Payroll and HR Services in New Jersey

CoAd for New Jersey businesses. Built for the way you work.

New Jersey runs one of the most complete state labor codes in the country: an indexed minimum wage, earned sick leave for every employer, TDI and Family Leave Insurance, pay transparency and RetireReady NJ. Newark and Jersey City add their own employer payroll taxes on top. CoAd runs your payroll, keeps you compliant, and gives you a managed HR team that already knows the rules.

Minimum wage tiers, earned sick leave accrual and TDI and FLI withholding built in

Newark and Jersey City employer payroll taxes registered and filed quarterly

Job postings that satisfy the state law and Jersey City's ordinance

RetireReady NJ registration and NJ Family Leave Act compliance support

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CoAd has the technology, the compliance expertise and the local support to move your business forward, whether you have 5 employees in Edison or 500 across Newark and Jersey City.

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CoAd services for New Jersey businesses

Payroll and managed HR, built for New Jersey.

Pick the service you need today. Both run on CoAdQuantum, so you can start with payroll and add a managed HR team later without switching systems.

Payroll

Payroll that already knows New Jersey.

Run payroll in minutes with CoAdQuantum. The state minimum wage tiers, earned sick leave accrual, TDI and Family Leave Insurance withholding and city payroll taxes are built in, and your federal, state and local taxes are calculated, filed and paid on time.

Automatic minimum wage updates every January 1, including the seasonal and small-employer tiers
Earned sick leave accrual at 1 hour per 30 worked, with front-loading if you prefer
TDI and Family Leave Insurance withholding, plus Newark and Jersey City payroll tax filings
Federal, state and local tax filing with year-end W-2s and 1099s

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Payroll rules by municipality

How New Jersey's six largest municipalities differ from state payroll rules.

New Jersey sets wages and sick leave statewide, but two cities levy a 1 percent employer payroll tax and several require a local license. Here is what changes once you cross a municipal line.

Local rule differs from the state default Defaults to New Jersey state

Payroll rule differences versus New Jersey state defaults in the largest New Jersey municipalities
Municipality	Minimum wage	Paid sick leave	Local payroll taxes, licenses and county notes
NewarkEssex County	Defaults to New Jersey state.	Defaults to New Jersey state (the city's 2014 ordinance was preempted in 2018).	1% employer payroll tax on wages for work performed in or supervised from Newark once quarterly payroll exceeds $2,500; register with the city and file quarterly (April 30, July 31, October 31, January 31). A reduction on resident wages applies only if more than half your workforce lives in Newark. City license needed for restaurants, retail and similar trades. County rules: defaults to New Jersey state.
Jersey CityHudson County	Defaults to New Jersey state.	Defaults to New Jersey state (the city's 2013 ordinance was preempted in 2018).	1% employer payroll tax (Ordinance 18-133) on wages for work performed in or supervised from Jersey City once quarterly payroll exceeds $2,500; wages paid to documented Jersey City residents are excluded. Register once on the city portal and file quarterly. County rules: defaults to New Jersey state.
PatersonPassaic County	Defaults to New Jersey state.	Defaults to New Jersey state (the city's 2014 ordinance was preempted in 2018).	No local payroll tax. Every business location needs an annual Mercantile License ($50 application plus $125 annual fee, expiring December 31). County rules: defaults to New Jersey state.
ElizabethUnion County	Defaults to New Jersey state.	Defaults to New Jersey state (the city's 2015 ordinance was preempted in 2018).	No local payroll tax; licenses only for specific regulated businesses (confirm with Central Licensing). County rules: defaults to New Jersey state.
LakewoodOcean County	Defaults to New Jersey state.	Defaults to New Jersey state.	No local payroll tax; a township business license only for listed business types (restaurants, contractors, retail; licenses expire June 30) plus a commercial certificate of occupancy. County rules: defaults to New Jersey state.
EdisonMiddlesex County	Defaults to New Jersey state.	Defaults to New Jersey state.	No local payroll tax; licenses only for specific business types, plus zoning clearance and a certificate of occupancy for a new location. County rules: defaults to New Jersey state.

State defaults, as of September 29, 2026: minimum wage $15.92/hr (January 1, 2026), $15.23 for seasonal and small employers, tipped cash wage $6.05; earned sick leave of 1 hour per 30 worked up to 40 hours a year for every employer; 2026 employee withholding of 0.19% for TDI and 0.23% for FLI on the first $171,100 of wages, employer TDI on the first $44,800; NJ Family Leave Act covers employers with 15+ employees from July 17, 2026; RetireReady NJ auto-IRA for employers with 10+ employees (registration by December 1, 2026 for 20 to 24 employees and February 17, 2027 for 10 to 19); NJ WARN for 100+ employees. Sample content for staging review, confirm with counsel before publishing. Sources: NJDOL Wage and Hour, NJ TDI and FLI employer page, City of Newark, City of Jersey City.

Managed HR Services rules by municipality

Hiring, scheduling and benefits rules that change by municipality.

New Jersey preempts local sick leave and ban-the-box rules for private employers, but Jersey City's pay transparency and wage theft ordinances still apply. This is what a managed HR team tracks for you in the six largest municipalities.

Local rule differs from the state default Defaults to New Jersey state

HR and employment rule differences versus New Jersey state defaults in the largest New Jersey municipalities
Municipality	Hiring and scheduling	Pay transparency, benefits and leave	Industry rules, notices and county
NewarkEssex County	Defaults to New Jersey state. The city's 2012 ban-the-box ordinance now covers only city government hiring (preempted for private employers in 2015).	Defaults to New Jersey state.	Defaults to New Jersey state. Resident hiring goals attach only to city contracts and tax-abated projects. County rules: defaults to New Jersey state.
Jersey CityHudson County	Defaults to New Jersey state.	Pay transparency Ordinance 22-045: employers with 5+ employees in Jersey City must state a good-faith minimum and maximum pay in every job, promotion and transfer posting (fines up to $2,000). Employers with 10+ must also satisfy the state law's benefits description and internal promotion notice. Leave and benefits: defaults to New Jersey state.	Wage Theft Prevention Ordinance: the city can deny or suspend city-issued business licenses (restaurants, bars, hotels, taxis, grocers) for unremedied wage theft findings, and applicants certify their record. County rules: defaults to New Jersey state.
PatersonPassaic County	Defaults to New Jersey state.	Defaults to New Jersey state.	Defaults to New Jersey state, including county rules.
ElizabethUnion County	Defaults to New Jersey state.	Defaults to New Jersey state.	Defaults to New Jersey state, including county rules.
LakewoodOcean County	Defaults to New Jersey state.	Defaults to New Jersey state.	Defaults to New Jersey state, including county rules.
EdisonMiddlesex County	Defaults to New Jersey state.	Defaults to New Jersey state.	Defaults to New Jersey state, including county rules.

State defaults, as of September 29, 2026: Opportunity to Compete Act (15+ employees, no criminal history questions through the first interview); Pay and Benefit Transparency Act (10+ employees, pay range and benefits in every posting, effective June 1, 2025); salary history questions banned; earned sick leave for every employer; NJ Family Leave Act 12 weeks (15+ employees from July 17, 2026); Temporary Workers' Bill of Rights; NJ WARN 90 days' notice and severance (100+ employees); Domestic Workers' Bill of Rights; RetireReady NJ. Sample content for staging review, confirm with counsel before publishing. Sources: NJ Department of Labor, NJ Division on Civil Rights, City of Jersey City.

CoAd offices in New Jersey

A local team in Wayne, plus statewide support.

Meet with a payroll or HR specialist at our Wayne office, or reach our support team by phone and chat from anywhere in the state.

New Jersey office

Wayne, NJ

500 Valley Road, Suite 202, Wayne, NJ 07470

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Phone

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+1 (855) 351-4731, Monday through Friday.

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Support

Client support

Help center, chat and phone support for CoAdQuantum users.

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Talk to a specialist

Book time with a payroll or HR specialist who works with New Jersey employers.

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FAQ

Questions New Jersey employers ask us.

The answers below are a starting point. A CoAd specialist can walk through the rules for your municipalities and your headcount.

Which New Jersey cities charge an employer payroll tax?

Newark and Jersey City each levy a 1 percent employer payroll tax on wages for work performed in or supervised from the city, once quarterly payroll passes $2,500. Jersey City excludes wages paid to documented city residents; Newark allows a resident reduction only if more than half your workforce lives in the city. CoAd registers, calculates and files both quarterly.

What is the New Jersey minimum wage in 2026?

$15.92 per hour for most employers as of January 1, 2026, indexed to inflation every January. Seasonal and small employers with fewer than 6 employees pay $15.23, and tipped employees may be paid a $6.05 cash wage. No New Jersey municipality sets its own rate.

How does New Jersey earned sick leave work?

Every employer, regardless of size, must let employees accrue 1 hour of paid sick leave for every 30 hours worked, up to 40 hours a year, or front-load the full 40. The 2018 state law preempted the older city ordinances in Newark, Jersey City, Paterson and Elizabeth, so one rule now applies statewide. CoAdQuantum tracks accrual, carryover and usage.

Does the pay transparency law apply to my job postings?

The state Pay and Benefit Transparency Act covers employers with 10 or more employees and requires the wage or salary range plus a general description of benefits in every posting. Jersey City's ordinance starts at 5 employees and carries fines up to $2,000. Managed HR Services reviews postings so they satisfy both.

What payroll deductions does New Jersey require beyond federal taxes?

For 2026, employees contribute 0.19 percent for Temporary Disability Insurance and 0.23 percent for Family Leave Insurance on the first $171,100 of wages, and employers pay TDI at their experience rate on the first $44,800 per employee. CoAd withholds, remits and reconciles these with the state each quarter.

Does CoAd have an office in New Jersey?

Yes. CoAd's New Jersey office is at 500 Valley Road, Suite 202 in Wayne, and our specialists support employers across the state by phone, chat and video every business day.

Can I start with Payroll and add Managed HR Services later?

Yes. Both run on CoAdQuantum, so adding a dedicated HR team later does not mean a new system. Many New Jersey clients add HR when they reach 10 employees (pay transparency and RetireReady NJ) or 15 employees (Opportunity to Compete Act and the expanded NJ Family Leave Act).